Blogs

Banking customers no longer think in channels. They don’t distinguish between “mobile banking” and “branch banking” as separate experiences. Instead, they expect to start a transaction on their phone during a morning commute, continue it on a laptop at work, and complete it at a branch during lunch—with perfect continuity across each touchpoint. This reflects […]

Digital wallets have moved from “nice-to-have” to critical infrastructure for modern commerce, from D2C brands to marketplaces and mobility apps. As product and payments teams design their payment stack, one of the most important architectural choices is the digital wallet model: open digital wallet or closed digital wallet. This guide examines the open versus closed

Why your gateway choice matters in 2026 Digital payments are no longer a “nice to have” for Indian businesses; they directly impact conversion, cash flow, and customer trust. With UPI dominating, RuPay credit on UPI growing, and RBI tightening norms for payment aggregators and gateways, picking a partner is now a strategic decision. In 2026,

Digital wallets, also known as e-wallets or mobile wallets, serve as virtual storage for payment information, enabling seamless electronic transactions without physical cards or cash. They store details like credit/debit cards, bank accounts, loyalty cards, and even digital IDs, accessible via apps on smartphones, smartwatches, or computers. This comprehensive guide explores everything you need to

Customers expect one thing—a payment that just works. No OTP delays. No failed transactions. No confusing redirects.And the invisible engine that makes this possible is your payment gateway. But here’s the truth most businesses miss:A payment gateway isn’t just a tool. It’s the entire backbone of trust, speed, and revenue in your online business. And

If you’ve ever asked yourself “How do payment gateways make money?”—you’re finally in the right place. Behind every online payment, there’s a business model designed to keep transactions secure, fast, and profitable. Whether it’s TDR/MDR, subscription fees, cross-border charges, or add-on services, every payment gateway earns through the value it delivers at each step of

If you run a PSP today, you already know one universal truth — adding new payment methods or providers is never as “plug-and-play” as it looks. It costs time, dev hours, testing cycles, certifications, and then ongoing support. This is where the Payment Gateway Extension becomes a game-changer. What Exactly Is a Payment Gateway Extension

Most merchants think “international payments” simply means accepting cards from other countries.But the truth is — the moment you go global, payments stop being just a checkout feature… and become a business capability. Currencies, regional rails, FX risk, compliance, acquiring geography — none of this is automatic. And this is exactly why an International Payment

Ever clicked “Pay Now” and wondered what really happens next?In those few seconds, an intricate digital dance unfolds — your card details talk to banks, processors exchange encrypted handshakes, and approvals travel across networks worldwide — all in the blink of an eye. At the heart of this invisible choreography lies the Payment API, the

Every time a customer completes an online purchase, it feels effortless — a quick click, a confirmation, and the payment goes through. But behind that seamless moment lies a complex ecosystem of payment gateway settlements involving merchants, banks, and networks all working together to move funds securely. If you’re an e-commerce merchant or digital business