Loan Management System for Banks & Financial Institutions
Build innovative lending products with Toucan’s white label loan management software, empowering you to scale quickly and go to market 10x faster.
- 100% White label Friendly
- Data Security Certified
- Built-In Compliance
- Saas-Based Pricing
Loan Management System for Banks & Financial Institutions
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A Loan Management System Built for Growth & Efficiency
Toucan Loan Management System is a cloud-ready solution that allows banks and financial institutions to quickly launch custom and innovative lending products. With all loan lifecycle tools accessible from a single platform, your team can streamline processes, minimize manual work, and manage large volumes of loans efficiently.
It provides the competitive edge you need to launch faster, scale smarter, and lead the way in the lending market.
Toucan LMS - For All Loan Types
Toucan Loan Management System can help you design and manage any types of loans.
Group
Lending
Business
Loans
Incremental Disbursement
SME
Lending
Variable Instalment Loans
Agriculture
Loans
Joint Liability Group
Individual Lending
Open Ended Lending
Custom Loan Program
Payday
Loans
Buy Now Pay Later
A Step-by-Step Look at the Loan Management System Lifecycle
The loan lifecycle refers to the complete journey of a loan from application and approval to disbursement, servicing, and final repayment.
01
Loan Application
Borrower submits a loan application with required documents like KYC, address, and income proof.
02
Application Processing
The lender reviews the application for accuracy and completeness; missing info is flagged for correction.
03
Underwriting Process
Lender evaluates credit history, risk, and eligibility to approve, reject, or request more info.
04
Loan Approval & Agreement
Once approved, loan terms are shared via a sanction letter; borrower reviews and signs the agreement.
05
Loan Disbursement
Loan amount is transferred after agreement; disbursed in full or tranches, minus applicable charges.
06
Loan Servicing
EMI tracking, support, and account monitoring begin post-disbursal to ensure on-time repayments.
07
Loan Closure
Loan is closed after full repayment, ending all borrower-lender obligations.
Features of Loan Management System
Fully Customizable Loan Programs
Empowering them to tailor their offerings according to the unique needs and preferences of their customers.
Real-Time Decision Making
Reduces processing times and increases efficiency, which improves the entire customer experience.
Ready-Made Connector for Other Banking Systems
Efficiency speeds up deployment and offers an easy transition for institutions using the latest technology.
Why Choose Toucan Loan Management Software?
Scalability
Toucan's LMS platform scales with your business, adapting to its growth and rising transaction volumes
Developer Friendly
Built on an API-first, AI-powered architecture to support innovation, automation, and rapid product rollout.
Reporting Dashboard
Access extra tools such as risk management tools and analytics, which will improve the overall efficiency of your BNPL product.
Integration
Easily integrates with core banking, CRMs, verification tools, and gateways for smooth data flow and faster rollout.
Compliance-Ready
Automated workflows and detailed logs ensure regulatory compliance and simplify audits with full transparency.
What Our Clients Are Saying
VINCENT LI
Managing Director
United Points SingaporeToucan’s unparalleled payment expertise created a high-quality use case for today's financial needs. Partnering with them boosted our understanding and opened major opportunities across ASEAN.
SAURAV SHRESTHA
Head Digital Banking
KSB Bank Ltd NepalThe social banking module revolutionized customer interactions with swift services via Facebook Messenger and Viber, raising service standards in digital social banking.
ARCHIL BAKURADZE
Chairman
Georgia MFI Association GeorgiaThe wallet solution excels with rich features, seamless transactions, reliable performance, and exceptional support, crucial for our operations.
Frequently Asked Questions
A loan management system helps banks, credit unions, financial institutions, and other lenders streamline their lending processes, reducing operational costs. With the rise of digital technology, even smaller consumer lenders can now compete in the lending industry.
A Loan Management System empowers lenders with automated credit checks, smarter customer evaluations, and a fully digital, paperless process streamlining the loan lifecycle to save time, cut costs, and boost ROI visibility.
The challenges of implementing a loan management system are minimal. With most systems being cloud-based and offering real-time support, deployment is quick, and any issues can be addressed instantly.
Yes, it enables a fully digital, paperless journey, offering faster approvals, real-time updates, and seamless communication with borrowers.
Absolutely. Modern LMS platforms are scalable and customizable, making them ideal for both traditional financial institutions and emerging digital lenders.
