AI-Optimized Payment
Switch for Enterprise
Growth
Toucan Switch helps banks, fintechs, & PSPs to process real-time transactions across Cards, UPI, Net Banking, Crypto, & BNPL through a single intelligent engine, optimizing routing & approval rates.
Deployed in 15 Countries Globally
AI-Optimized Payment
Switch for Enterprise
Growth
Peak-Performance Switch with AI-Driven Efficiency
AI-Optimized Payment
Processing
AI-driven routing cuts failures by 30%, real-time fraud detection blocks threats instantly, and automated optimization ensures seamless, cost-efficient transactions.
Modular & API-First
Design
Real-time AI-driven analytics optimize fraud detection and performance. The modular, API-first design ensures seamless integration, offering flexibility for fintechs, banks, and PSPs.
Ready for Web3
& Crypto Pay
Toucan Switch supports Web3, stablecoins, and DeFi transactions, automating settlements between traditional & crypto rails with secure, smart contract-based payments.
Peak-Load
Ready
No more slowdowns during rush hour! Our platform is built to handle high transaction volumes effortlessly, ensuring smooth and secure credit card processing even during sales surges.
Experience the Future of Payments-Book a Personalized Demo Today!
Solving Your Payment Challenges with Future-Ready Innovation
Toucan Switch is built from the ground up to solve modern payment infrastructure challenges.
Modular Microservices for Scalability
Deploy what you need, when you need it. Each module works independently enabling fast updates, minimal downtime, and scalable performance under heavy loads.
Gain Full Control Over Payment Flows
No more rigid workflows Toucan Switch lets you define, customize, and monitor payment logic in real time, giving your team full visibility and control.
Durable Transaction Store
Our persistent store ensures all transaction states are securely maintained, allowing for robust failover handling, data integrity, and transparent audit trails.
Power Up Your Payments: Scalable, Secure Switching
Toucan’s Switch solution is perfect for financial institutions that deal with high volume transactions across various payment methods.
For Banks & Financial Institutions
- AI-based fraud detection reduces transaction failures & compliance risks.
- Real-time transaction tracking for better risk management.
For Payment Aggregators & PSPs
- Single integration for UPI, Cards, BNPL, Crypto & Net Banking.
- AI-powered routing optimizes payment success rates.
For Fintechs & Digital-First Businesses
- Scalable microservices-based API framework for fast innovation.
- Real-time payment insights & customer analytics.
Toucan’s AI-Powered Payment Switch Features
Processing
Built for banks, fintechs, and PSPs, enabling 10,000+ transaction per second with intelligent routing to reduce failures and boost success rates.
Seamless Network Connectivity
Pre-integrated with Visa, Mastercard, and BPEG, ensuring effortless onboarding and transaction flow.
Enterprise-Grade Security
PCI DSS-certified with EMV 3DS authentication and tokenization for fraud prevention and compliance.
Toucan’s
Payment Switch
Multi-Currency & Global Payments
Supports cross-border transactions with realtime FX conversion, multiple payment types, and digital wallets.
Optimized Interchange & Smart Routing
Pre-certified with major networks to minimize costs, improve approval rates, and streamline settlement
Real-Time Analytics & Insights
Access live dashboards and predictive analytics to monitor transactions and optimize performance.
Full Payment Control
Configure custom rules, automate workflows, and manage reconciliation for a seamless payment experience.
How Toucan’s Intelligent Switch Works?
From tap to transaction – our payment switch orchestrates the full payment lifecycle
- The process begins when a customer initiates a transaction online, at POS, or via MOTO (Mail Order/Telephone Order)
- Our intelligent switch routes transactions based on BIN ranges, network health, and availability to ensure high success rates
- Built-in support for REST, ISO 8583/20022, SWIFT, and blockchain makes it interoperable across all major networks
- Transactions are validated and enriched with contextual metadata to ensure compliance, traceability, and precision
- Payments are securely routed to the appropriate card network and issuer for instant, real-time authorization
- Responses approved or declined are processed in milliseconds & logged for downstream reconciliation & audit
- Once authorized, transactions are settled through the acquirer with tools to manage replay, delay, or disputes
- Every event is logged and visualized in real-time dashboards, offering insights into performance, errors, and trends
STEP 1
Transaction Initiates
STEP 2
Smart Routing in Action
STEP 3
Secure Communication & Compatibility
STEP 4
Validation & Enrichment
STEP 5
Card Network & Issuer Authorization
STEP 6
Response & Reconciliation
STEP 7
Settlement & Fund Transfer
STEP 8
Reporting & Analytics
Frequently Asked Questions
A payment switch is a central component in the payment ecosystem that routes transaction requests to the appropriate destination. It connects payment processors and facilitates various payment methods across regions.
It ensures seamless communication between customers, merchants, and financial institutions. It enhances visibility over authorization, clearing, and settlement processes, enabling secure and efficient transactions.
Banks, fintech companies, merchants, and payment service providers use payment switches to optimize and streamline transaction processing.
A payment switches routes transaction requests between different financial entities, ensuring they reach the correct payment processor for authorization and settlement.
It streamlines payment processing, reduces transaction failures, enhances security, and ensures seamless interoperability between various payment systems.
A payment gateway facilitates the initial authorization of payments, while a payment switch handles the routing and processing of transactions between different financial entities.
It supports multiple payment methods, including card payments, bank transfers, mobile wallets, QR code payments, and more.
It encrypts transaction data, implements fraud detection measures, and ensures compliance with security standards like PCI-DSS.
Yes, it enables transactions across different countries by integrating with multiple financial networks and currency conversion services.
Switching payment systems shouldn't be a nightmare. Our hassle-free migration process ensures zero disruptions for merchants and customers, so you can upgrade without downtime or lost transactions.
