AI-Optimized Payments
The Next-Gen, Intelligent,
Payments Switch
Toucan Switch helps banks, fintechs, & PSPs to process real-time transactions across Cards, UPI, Net Banking, Crypto, & BNPL through a single intelligent engine, optimizing routing & approval rates.
Deployed in 15 Countries Globally
Peak-Performance Switch with AI-Driven Efficiency
AI-Optimized Payment
Processing
AI-driven routing cuts failures by 30%, real-time fraud detection blocks threats instantly, and automated optimization ensures seamless, cost-efficient transactions.
Modular & API-First
Design
Real-time AI-driven analytics optimize fraud detection and performance. The modular, API-first design ensures seamless integration, offering flexibility for fintechs, banks, and PSPs.
Ready for Web3
& Crypto Pay
Toucan Switch supports Web3, stablecoins, and DeFi transactions, automating settlements between traditional & crypto rails with secure, smart contract-based payments.
Peak-Load
Ready
No more slowdowns during rush hour! Our platform is built to handle high transaction volumes effortlessly, ensuring smooth and secure credit card processing even during sales surges.
Experience the Future of Payments-Book a Personalized Demo Today!
Power Up Your Payments: Scalable, Secure Switching
Toucan’s Switch solution is perfect for financial institutions that deal with high volume transactions across various payment methods.
For Banks & Financial Institutions
- AI-based fraud detection reduces transaction failures & compliance risks.
- Real-time transaction tracking for better risk management.
For Payment Aggregators & PSPs
- Single integration for UPI, Cards, BNPL, Crypto & Net Banking.
- AI-powered routing optimizes payment success rates.
For Fintechs & Digital-First Businesses
- Scalable microservices-based API framework for fast innovation.
- Real-time payment insights & customer analytics.
Toucan’s AI-Powered Payment Switch Features
How Does Toucan's Payment Switch Work?
Powering seamless payments: From transaction to settlement with our advanced payment switch.
Transaction Initiation
A customer makes a purchase via e-commerce, POS, or MOTO.
Merchant Checkout
The transaction details are sent to the payment gateway.
Payment Gateway Processing
The request is forwarded to the end-point processor.
Card Network Verification
Respective card schemes (Visa, MasterCard, RuPay, AMEX) validate the transaction.
Authorization & Response
The issuing bank processes the request and sends a response.
Settlement & Fund Transfer Initiation
Approved transactions are settled in the acquiring bank, ensuring smooth fund transfers.
Frequently Asked Questions
A payment switch is a central component in the payment ecosystem that routes transaction requests to the appropriate destination. It connects payment processors and facilitates various payment methods across regions.
It ensures seamless communication between customers, merchants, and financial institutions. It enhances visibility over authorization, clearing, and settlement processes, enabling secure and efficient transactions.
Banks, fintech companies, merchants, and payment service providers use payment switches to optimize and streamline transaction processing.
A payment switches routes transaction requests between different financial entities, ensuring they reach the correct payment processor for authorization and settlement.
It streamlines payment processing, reduces transaction failures, enhances security, and ensures seamless interoperability between various payment systems.
A payment gateway facilitates the initial authorization of payments, while a payment switch handles the routing and processing of transactions between different financial entities.
It supports multiple payment methods, including card payments, bank transfers, mobile wallets, QR code payments, and more.
It encrypts transaction data, implements fraud detection measures, and ensures compliance with security standards like PCI-DSS.
Yes, it enables transactions across different countries by integrating with multiple financial networks and currency conversion services.
Switching payment systems shouldn't be a nightmare. Our hassle-free migration process ensures zero disruptions for merchants and customers, so you can upgrade without downtime or lost transactions.
