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CardForge Modular API-First Card Issuing Platform for Banks, FinTech, and Enterprises
Launch and manage credit, debit, prepaid, virtual, and NCMC cards with unmatched speed, security, and compliance.
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Why Choose CardForge for Card Issuing?
With CardForge, you get day-one compliance, rapid time-to-market, and enterprise-grade reliability—backed by advanced fraud controls and 99.95% uptime.
Day-One Compliance
Offer flexibility of all Cards, Net Banking, UPI, major Wallets, and EMI.
Major Card Schemes
Connectivity to Visa, Mastercard & RuPay card networks
Fast Time-to-Market
Launch prepaid & virtual cards in weeks, not months
Digital-First Experience
Instant issuance, self-service portals, seamless mobile UX
Scalable & Reliable
1M+ daily transactions, built for growth
Fraud & Risk Protection
Velocity checks, geo-fencing, anomaly detection
API-First & Modular
Connect with CBS, processors, wallets, loyalty, and more
Why CardForge Stands Out from Other Card Issuing Companies
CardForge
API-first, modular design for seamless
integration with banks, fintechs, and enterprises- Faster deployment – launch prepaid,
credit, or virtual card issuing programs in weeks
- Enterprise-grade card processing with
99.95% uptime and advanced fraud protection
- Day-one compliance with RBI, NPCI, PCI
DSS v4.0, Visa, Mastercard & RuPay
Other Card Issuing Platforms
- Rigid platforms with limited
flexibility
- Long, costly implementation cycles
- Downtime risks and basic fraud
controls
- Delayed compliance, multiple
integrations required
Core Capabilities of CardForge
End-to-end card issuing services
Onboarding & eKYC
Instant KYC with OTP, DigiLocker, Aadhaar, PAN, CKYC, and video verification—seamlessly integrated.
Credit & Debit Card Issuance
- Credit Cards: Bureau checks (CIBIL/Experian), eligibility workflows, lifecycle management.
- Debit Cards: CASA-linked issuance, instant virtual debit card issuing, multi-account support.
Prepaid Card Issuing Services
Payroll, gifting, and corporate programs with RBI-compliant limits. Reloadable, with expiry controls and spend caps.
Virtual Card Issuing
Single-use or recurring cards for secure e-commerce. Tokenization-ready for future growth.
Lifecycle Management
PIN setup/reset, hot listing, renewals, card blocking, and instant alerts for complete control.
Reconciliation & Settlement
Automated CBS + processor matching, exception handling, and dispute workflows.
Next-Gen Card Issuing Features
Empower your business with futuristic payment technologies designed for security, and superior user experience.
Advanced Digital Payments
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NCMC & Transit Ready
Enable seamless commute payments with National Common Mobility Card (NCMC) and offline wallet support.
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Tokenization & NFC
Secure, contactless payments via Visa/Mastercard tokenization and tap-to-pay functionality.
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Mobile-First Architecture
Built for digital wallets and instant virtual card issuance.
Smart Corporate Solutions
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Automated Expense Management
Corporate card issuing with direct ERP integration for real-time reconciliation.
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Granular Spend Controls
Define usage limits, merchant categories, and dynamic operational rules instantly.
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Scalable Infrastructure
API-first design that grows with your enterprise needs.
Intelligent Growth & Security
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Hyper-Personalized Loyalty
Integrated Rewards Engine supporting cashback, points, and tier-based milestones.
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AI-Driven Analytics
Advanced dashboards for deep insights into user spend behavior and program performance.
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Proactive Risk Management
Real-time fraud detection using predictive modeling and behavioral analysis.
Who We Serve
Card issuing services tailored to your business model
Banks
Expand retail products with instant debit & credit issuance.
NBFCs
Launch prepaid & credit programs, fully compliant from day one.
Fintechs & Startups
API-first integration to go live in weeks.
Enterprises
Payroll, gifting, and corporate expense card programs.
Take the Next Step with CardForge
Your trusted partner in modern card issuing services
Whether you're a bank, NBFC, fintech, or enterprise, CardForge empowers you to launch card programs that are fast, secure, and scalable.
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RBI & NPCI-ready from day one.
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Instant issuance and full lifecycle management.
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Scale seamlessly to millions of customers.
Customer stories
NMB Bank
NMB Bank modernized card issuance, replacing slow, manual systems with a real-time engine for debit/prepaid cards, integrated with core banking and compliance dashboards.
Learn more
KPay
KPay revamped its payments infrastructure, migrating from a legacy gateway to a cloud-native platform with tokenization, fraud controls, multi-rail routing, and PCI/BCEAO compliance.
Learn more
CellPay
CellPay streamlined payment operations, shifting from fragmented rails to an AI-driven orchestration platform, enabling scalability, faster onboarding, and management across 15+ channels.
Learn moreFrequently Asked Questions
A card issuing platform like CardForge enables banks, NBFCs, and fintechs to launch, manage, and scale credit, debit, prepaid, and virtual cards with speed and compliance.
Virtual cards are generated instantly for secure online transactions. They can be single-use or recurring, tokenized, and seamlessly integrated with mobile wallets.
Unlike traditional card issuers, CardForge offers an API-first, modular, and regulatory-ready system, cutting launch timelines from months to weeks.
Yes. Our card issuing services connect with CBS, payment processors, loyalty systems, and digital wallets out of the box.
Banks, NBFCs, fintech startups, and enterprises can all leverage our platform for credit card issuing, debit cards, prepaid solutions, and corporate card management.
Trusted By
Partners We Work With
