yashwarya

Buy Now, Pay Later (BNPL) isn’t just a buzzword anymore—it’s becoming the new norm. As more consumers look for flexible, low-commitment ways to shop, buy now pay later apps have stepped in to fill the gap. Whether it’s a last-minute tech upgrade or a long-awaited splurge, purchase now, pay later options let shoppers get what […]

In today’s digital age, financial transactions are an integral part of our daily lives. Whether it’s paying bills, shopping online, or transferring money to friends and family, we rely on efficient and secure financial infrastructure. Banks have traditionally played a pivotal role in handling financial transactions. However, as digital payments gained popularity, it became evident

The Middle East and North Africa (MENA) region is experiencing a whirlwind of innovation in the FinTech space, with two key trends converging: open banking and the meteoric rise of digital wallets. This dynamic interaction holds immense potential to reshape the financial landscape, offering benefits for customers, banks, and fintech players alike. Understanding The Dynamics

The digital banking revolution is here, but it’s not a one-size-fits-all story. Different regions are charting their own paths—some focused on financial inclusion, others on super app ecosystems, and many rethinking the user experience entirely. From the regulation-heavy streets of Europe to Asia’s mobile-first SuperApp boom, the global digital banking landscape is anything but uniform.

Digital wallet platforms have revolutionized financial management, offering a software-based solution to store various payment methods such as credit cards, debit cards, and bank account details securely. Users can conveniently conduct online and offline transactions. These platforms signify a paradigm shift in financial interaction and management, streamlining processes in the modern finance and technology landscape.

Customer satisfaction and loyalty are paramount in the dynamic world of retail and e-commerce. One critical aspect of this is the refund process, which can significantly impact a customer’s experience and their likelihood of returning to your platform. Recent trends and studies have shown that refunds processed into a closed-loop digital wallet can lead to

In today’s fast-paced online shopping landscape, customer convenience reigns supreme. Shoppers expect a seamless checkout experience that minimizes friction and keeps them moving through the buying journey. This is where digital wallet solutions offer a powerful tool for e-commerce businesses to boost conversions and customer satisfaction. Here are 5 compelling reasons why every e-commerce business

What was once a concept confined to research labs is now powering hyper-personalized banking, real-time fraud detection, and intelligent payment journeys. As payment systems become faster, more digital, and increasingly user-centric, GenAI is emerging as the secret sauce that’s rewriting the rules of customer experience, compliance, and operational efficiency. In this blog, we’ll break down

Launched just about a decade ago in 2011, mobile wallets are one of the newest forms of payment. They are your digital applications like Google Pay, Apple Pay, etc., that store your payment information on a mobile device. They store users’ card details, coupons, tickets, etc., in one place for them to make payments on

The introduction of the Unified Payments Interface (UPI) Lite has sparked a new debate on the effectiveness of wallet payments versus payments done directly on banks’ Core Banking Systems (CBS) for processing low-value, high-volume transactions. In recent years, there has been a surge in digital payments, primarily driven by the increasing use of mobile devices