End-to-End Payment Infrastructure Built for
Fintechs, Banks, Processors, Merchants and ISVs.
Toucan is pioneering the AI augmentation in payments, transforming how businesses issue, acquire, process, and manage financial transactions globally.
-
15+
Countries
-
10Mn+
Users
-
$2B+
Transactions Processed

Who We Work With
Powering every part of the payment ecosystem
Banks & NBFCs
- Launch and scale digital banking platforms
- Enable card issuing, wallets, and lending solutions
- Run payment gateway & acquiring services
- Manage switching and settlements with regulatory compliance

Processors
- Intelligent transaction routing & least-cost switching
- Real-time API orchestration for multiple networks
- 40% fewer failed transactions with resilient infrastructure
- Simplified settlements & reconciliation

ISV & Merchants
- Embed payment acceptance directly into their platforms
- Offer white-label wallets, BNPL, and loyalty solutions
- Unlock new revenue streams through value-added services
- Deliver seamless checkout & customer experiences

Fintechs
- Go live quickly with wallets, prepaid & credit cards
- Use our API-first platform for faster integrations
- Scale seamlessly with cloud-native reliability & security
- Innovate with AI-powered fraud & risk management

Why an OS for Payments?
ToucanOS - One Platform, Seamless Possibilities
ToucanOS is the industry's first purpose built operating system for payments. Construct your entire payment journey with intelligent plug and play modules.




ToucanOS Product Suite:
Modular by Design, Tailored for You
ToucanOS lets you build your own payments stack, mix, match, and scale
with modular solutions that adapt to your business.
SuperStream
Route every transaction the smart way across multiple PSPs, with built-in failover for higher success rates.
Learn moreAcquireFlow
Accept payments faster with real-time routing, automatic retries, and deep performance insights.
Learn moreCardForge
Manage cards with ease offering spending controls, fraud protection, and usage intelligence.
Learn moreFlexiSwitch
Connect to multiple networks with intelligent routing that lowers costs and improves reliability.
Learn morePaynity
Secure and flexible wallets with tokenization, rewards, and loyalty features your customers will love.
Learn moreBankCore
Power your banking stack with core APIs for accounts, transactions, and real-time insights.
Learn moreSmarter payments with Toucan AI—faster approvals, lower costs, higher success.
Get started todayCustomer stories

NMB Bank
NMB Bank modernized card issuance, replacing slow, manual systems with a real-time engine for debit/prepaid cards, integrated with core banking and compliance dashboards.
Learn more
KPay
KPay revamped its payments infrastructure, migrating from a legacy gateway to a cloud-native platform with tokenization, fraud controls, multi-rail routing, and PCI/BCEAO compliance.
Learn more
CellPay
CellPay streamlined payment operations, shifting from fragmented rails to an AI-driven orchestration platform, enabling scalability, faster onboarding, and management across 15+ channels.
Learn moreTrusted By








